Have you ever wondered how to block your Access Bank Account? If so, in this article, we will guide you through how to fully secure your account.
Access Bank is one of Nigeria’s most popular and reliable banks that provide various banking services and products to its clients. Nonetheless, there are times when you may want to block your account with Access Bank for security purposes.
One example could be if you lost your ATM debit card, noticed some fraudulent activities or suspected that your account has been hacked.
In this article, we will explain how to block your Access Bank account through different ways such as mobile app, internet banking and USSD code. If you block your account, no unauthorized personnel can access it hence safeguarding your money.
Reasons why you may decide to Block Your Access Bank Account
There are many instances where it will be necessary to block or advise blocking an Access Bank account.These include:
1. Lost or Stolen Card: If you misplace your debit card or feel it has been stolen, block your account immediately to avoid any illegal transactions that can take place. Besides, after blocking your account, you may request a new card.
2. Fraudulent Activity: In case you detect any suspicious dealings or unauthorized access to the records, it’s advisable that you should block your account forthwith to protect your money. Similarly, report the fraud to both the bank and relevant authorities.
3. Cybersecurity Concerns: In case of uncertainties regarding security of online banking details or where there is suspicion of accounts being hacked into, one should as a precautionary measure block his or her account against potential cyber threats.
4. Personal Reasons: There are times when one may decide to temporarily block his/her Access Bank account for personal reasons including going on a kind of banking break or ensuring their funds’ safety over a specific period.
How to Block Your Access Bank Account Temporarily
In order to safeguard your cash while preventing unauthorised transactions from taking place; there are several ways in which one can temporarily block his/her Access Bank accounts such as:
Mobile App: Start by downloading the “Access Bank” mobile app onto your smartphone, then log in using your phone number or email and password which you signed up with. Open the application and go to the “Services” or “More” tab on the app. Find a section that is called like “Blocking/Unblocking Account”. Select it and follow further directions on how to put a temporal security hold on your account. Choose duration of block.
Internet Banking: Visit Access Bank’s website first, enter your login credentials to sign into your online banking account. In this case, do not forget to go through some options that are located either at account management section or settings menu where you will find option for temporary account blocking. Thereafter click on it and read screen instructions for initiation of short term freeze on your account. Specify block period wanted.
USSD Code: To access Access Bank’s services using your phone, start by opening the dialing screen or phone app and then dial its USSD code *901#. This will show up a menu on your mobile phone containing various options for different services provided by Access Bank. To select “Block Account” or something similar, you can either enter the number that corresponds to it or click it from the list that appears. The instructions found on the screen should be followed in order to supply such information as your account number and any other additional data needed for authentication.
How to Unblock Your Access Bank Account
If by chance you blocked your access bank account temporarily and now want to unblock it again, do just like above but backward steps are followed instead. Additionally, via one of these avenues you could approach Access Bank customer care;
1. Phone: 07003000000, 01-2802500, 01-2712005-7
2. X (Twitter): Access Bank
3. Facebook: Access Bank
4. Email: [email protected]
Another way to block or unblock your account is to walk into any Access Bank branch near you, inform the official at the bank about your intention, and they will provide you with a form to fill out — your request will then be processed accordingly.
Conclusion
Blocking your Access Bank account for a while is an intelligent way of keeping off anyone seeking unauthorized entry into it. You can temporarily block your account with the help of any of these three platforms: mobile app, internet banking or USSD code.
You may also use similar approaches when unlocking accounts including contacting customer support, visiting their branch offices among others.” We hope this article has been useful to you.